How Fintech Companies Can Leverage Big Data Analytics

The entire financial service industry has been taking advantage of big data for some years now. Technological advancement is really changing how people handle transactions. Fintech basically comprises of companies that maximize the latest technology to boost their financial systems. Top financial companies and brick-and-mortar banks are enjoying the wide range of solutions that it offers. Startups all over the world now provide financial technology that include wealth management and alternative lending. Unlike before, small lenders no longer find it difficult to secure loans.

Without mincing words, fintech companies have encountered different challenges in the past, especially funding to facilitate expansion. Things are changing as the sector is currently experiencing an exponential growth rate. It was recently reported that the global investment in the industry reached a staggering $23.2 billion in 2016 alone. This was made possible by the adoption of innovations in departments like financial literacy, retail banking and investment. The competition is getting stiffer due to the fact that different companies are now delving into it.

One of the primary benefits that big data offers to fintech enterprises is predictive analysis. It is a tool for setting very precise borrowing terms and can help to minimize the chances of dealing with risk borrowers. Another benefit is that it helps brands to carry out internal audits in order to meet the compliance standards of financial regulators. Fintech companies can integrate big data analytics in the following ways.

How Big Data Analytics Can Help Your Business

How Big Data Analytics Works
How big data analytics can help your fintech business move to the next phase of development.

Customer acquisition

Big data analytics is a tool for determining the type of extra services that a particular client would be interested in. Public and internal data can come in handy for creating robust customer profiles. Sectioning the target audience based on relevant parameters is a sure way to attract more customers and build customized offers. The cost of acquisition will be greatly reduced once digital channels are employed.

Customer service

Fintech enterprises should be poised to deliver quality services to their clients under any circumstances. Today’s customers are ready to share their data as long as it’s protected from any third party and used to improve the range of services provided. It’s no surprise that big data analytics and AI algorithm are being trained to generate lots of ideas. The outcome is useful for enhancing the overall customer experience. There is no need for agents anymore as AI driven robotic advisors that offer financial advice online are on the rise. Even though public data is easily accessible, it doesn’t make any difference until it is mined and analyzed by experts. Later on, customers’ behavior can be revealed. This goes a long way in releasing products or services based on consumer needs, complaints and preferences.

Data Analysis for fintech company

Customer retention

Wearables, IOT, mobile technology and cloud computing are effective means to garner data and retain customers. Social media data is also a reliable source of valuable insights. Personalized products, services, discounts and other incentives are widely used to increase engagement, leading to an improved ROI. Fintech stakeholders are busy maximizing strategies for retaining existing customers through marketing campaigns that include loyalty programs. As a result, it’s easier to achieve both long and short term goals.

Credit scoring

Credit scoring involves examining the business operations of a financial organization in order to assign an appropriate credit score. Before the adoption of big data analytics and AI, the process relied on basic financial transactions. The scores were then used for all credit activities. In this era, other factors such as customers’ ability and behavior are duly considered.

How to implement big data analytics and statistic for your fintech company
If you read one article about big data analytics right before now, read this one too. It offers some of the best ways to utilize big data analytics for your fintech companies.

Risk management

Customers’ data must be kept secure by small financial institution and the established fintech companies at large. These organizations are expected to take proactive measures for protecting themselves and clients from fraud. Predictive analysis is gradually becoming a viable tool for minimizing fraud risk. The process involves supplying the algorithm with unprocessed data and training it to detect irregular patterns. Predictive analysis that make use of biometrics and device identification is gaining popularity for risk management solution.

Some of the fintech trends that were experienced last year will still be relevant, but in a better way. It has been predicted that more financial institutions will start relying on advanced blockchain software for handling digital payment. Other trends to expect is the collaboration between traditional banks and fintech enterprises and the use of wearables for managing digital transactions. It’s possible for financial institutions to come up with more creative solutions when they integrate big data with AI. This will in turn simplify the whole process and minimize risks in the sector.


How to Convert Multiple MSG Files to PDF Effectively

Apart from OST and PST, Microsoft Outlook provides one more file format within it i.e., MSG files. These files comprise of all data of a single Outlook email. The file is created by dragging and dropping it on any location on the machine. It is not easy to open .msg file on several OS due to compatibility issues. Therefore, in this blog, we are describing solutions on how to convert multiple MSG files to PDF format. This will make Outlook email file accessible on several platforms, even on smartphones. To save Outlook MSG as PDF file, there are many methods discussed in this article.

Need To Export MSG to PDF Format

There are plenty of situations due to which a user wishes to export MSG files to PDF format. This PDF file gets easily opened on electronic devices like smartphones, laptops, tablets, etc. Some of the circumstances that arise need for MSG to PDF conversion are discussed below:

  • Outlook MSG file is not secure and can be modified by any user. On the other hand, PDF is known as Portable Document Format. This is independent of the platform and can be opened using any application or on any operating system. A PDF file provides security to the user, which ensures that all the data is safe.
  • Sometimes, a user wants to backup important MSG files. So, if any problem occurs then, he/she might not lose his data and access them anywhere and anytime. So, it is better to convert bulk MSG files to Portable PDF document file.
  • PDF file maintains the data integrity as well as the formatting of the actual email message. Therefore, it becomes easy to access the same formatting of email in this file format.

Manual Solutions to Convert Multiple MSG Files to PDF

There are following techniques to export Outlook messages to PDF file format. These are explained below:

  • Technique 1: Convert MSG File to PDF format
  1. Open MS Outlook and select the email message, which you want to save in PDF file format.
  2. Click on File and select Save as option.
  3. A new Window explorer will appear in which you have to choose the HTML option from Save Type As menu and save the file at desired location.
  4. Now, navigate to that file location, right click on that file to select Open with >> MS Word.
  5. Again, go to File and Choose Save As option.
  6. Select File Type as PDF from the listed options. MSG file will be converted to PDF format.
  • Technique 2: Print Outlook Messages
  1. Open MS Outlook email client that you want to convert into PDF file format.
  2. Press Ctrl + P through which a print dialog window will appear on the screen.
  3. Choose Adobe PDF as the printer and click on the Print option.
  4. The Conversion process will start. If you need to convert your attachments too, then select Print Options >> Print Attached Files >> Press Print. By doing this, attachments will be stored in different PDF files.
  • Technique 3: Use of Add-in Microsoft Outlook
    1. Open Adobe PDF tab in Outlook and choose Setup Automatic Archival as the option.
    2. Click on Add button and select the email folder that you want to convert to PDF format.
    3. Select Run Archival Now.
    4. Here the actual conversion gets started.
    5. In order to involve your attachments for conversion, Click on the Settings tab and select Include All Attachments.

Limitations of Manual method

There are some drawbacks to convert multiple MSG files to PDF format manually due to which they are not considered to be an effective solution. These approaches are as mentioned:

  • It can only be used for converting few MSG to PDF file format. When we have countless MSG files to be converted then, the manual method fails.
  • Many steps are involved. So, this process is very lengthy and time-consuming.
  • Users cannot preview their MSG files just before they are converting it to PDF file format.
  • Users cannot check status report that how much conversion is done and how much is left.

Automated Solution

There is another option through which you can convert Outlook messages to PDF format i.e. SysTools MSG Viewer Pro. According to technical experts, this is the most effective tool to convert multiple MSG files to PDF. The software saves Outlook messages to PDF along with the attachments in the same format as they were before the conversion.


MSG files are considered unsafe because they can be modified without the owner’s consent. Users can convert multiple MSG files to PDF either for backup purpose or any other need. There are major 2 techniques to achieve this file conversion. The manual method is suitable only when it is about a countable number of MSG files.

Blockchain Technology

Which cryptocurrency should I choose to invest in for a bright future?

What Is Cryptocurrency?

Cryptocurrency is a digital currency that is designed to be anonymous, it’s secure and designed to be very lucrative. Cryptocurrency is actually considered to be a form of digital currency, but there are many important kinds of this currency you should be aware of because they each have their own environment of growth and are very different in their own aspects. Cryptocurrency can be very dangerous if you aren’t careful because of how unstable the market is, so a great rule of thumb to follow when investing in this new kind of currency is to only invest in what you’re willing to lose.

Some individuals have mortgaged their homes and ruined their lives because of the market falling the very next day. If you choose to dive into crypto, you need to learn about everything you can and be very aware of the risks.

Cryptocurrency is the modern form of money exchanges, it’s the money of the future. It’s a living and breathing environment that fluctuates in a second.

Satoshi Nakamoto is the original creator of Bitcoin, the individual who has started the cryptocurrency movement. It was a slow start, many people thought it was some kind of joke. Because it seemed simply impossible that an individual would be able to create their own money. But Nakamoto never set out to make currency.

Satoshi Nakamoto intended: “Announcing the first release of Bitcoin, a new electronic cash system that uses a peer-to-peer network to prevent double-spending. It’s completely decentralized with no server or central authority. – Satoshi Nakamoto, 09 January 2009, announcing Bitcoin on SourceForge.”

He wanted to create a system that was different from anything anyone has ever tried before.

Why Should I Invest in Cryptocurrency?

More and more people have been jumping on the bandwagon to invest in Bitcoin and other forms of cryptocurrency.

There have been more and more risks related to cryptocurrency, but there are a ton of benefits that come along with your investment as well. Like we mentioned before, you should never invest more than you’re willing to lose because it only takes a moment in the market for the stocks of crypto to fall. It started off as an underground venture, not many people knowing about crypto, to begin with because of how hard it is to police it.

The hype has increased, more and more people have invested because of the potential gain. But you must remember that many people have gone into this field because of the hype, so you need to be able to make your own choices and choose how you invest after you fully research everything you possibly can.

A great thought to remember is a quote from Forbes: “If you haven’t invested more than you can afford to lose, none of that will be a problem. If you do decide to play the game, however, don’t be surprised to find the stakes quickly raising. If you had invested $1,000 in Bitcoin in 2011, you would have £36.7 million now. You might (if you are lucky) consider that you could afford to take a $1,000 hit for the sake of a gamble – but could you afford to take a $36 million one?”

Infographics & Research

Use all the resources you can to form your own opinion when it comes to crypto, but we’ll be listing all of the ways you can make sure you’re researching to the best of your ability.

Collect as many trusted sources as possible, search for verified websites such as education portals and government trusted websites for real information and studies. There are many schools that offer online public libraries with all possible studies and thesis’ for you to search through. This is an excellent way to gather the information you need that’s fresh and relevant.

There are many easy to navigate infographics that can easily walk you through the process in many subjects, and with a topic as dense and packed full of new information, using an infographic is a great way to easily digest information in an almost fun way.

What Kinds Of Cryptocurrency Are there?

Top cryptocurrencies that is worth looking atBecause of how hard cryptocurrency is to manage and police, there have been many individuals getting involved, especially people who have started their own currencies.

Not only has Bitcoin been a huge trendsetter for other companies to create their own form of the cryptocurrency, but they’ve also been almost just as popular now as crypto reaches the ears of the mainstream economic industries around the world.

The main names in the cryptocurrency realm you need to know are Litecoin, Ethereum, Zcash, Dash, Ripple, ReddCoin, and soon to be launched Dascoin.


Cryptocurrency is a wild beast, there is a lot unknown about the industry, but it can be fun and exciting if you know what you’re getting into. Hopefully, this rundown has given you more of an idea of how and why you should invest. Just remember to research until your fingers hurt, because more and more information is being released every single day about this exciting and new venture.

Will you be investing in Crypto? Did you learn anything new from this article?

Blockchain Technology News

Top Tech Blogs You Probably Aren’t Aware Of That Actually Rocks!

In recent weeks a couple of the biggest names in tech and news have taken a bit of a hit. Mashable failed to raise additional funding and has been sold, and Buzzfeed announced it was laying off 100 plus staff. So what’s causing the problems? Are all those loyal followers beginning to look elsewhere for up-to-date tech news? Here are a few of the lesser known tech blogs that might be stealing today’s new digital geeks. We are certain you might never have heard about some of these top tech blogs.

Top Tech Blogs You Probably Aren’t Aware Of That Actually Rocks!

Top tech blogs around the world you do not know about.
Looking for Alternatives? Here are the top tech blogs around the world you do not know that actually exists.

A favoured site for both experienced and up and coming developers, will be celebrating its 10th birthday in 2018. From job opportunities to problem solving to new developments and technologies, the site boasts 50 million visitors a month. Professional and amateur developers alike meet to share experiences, solutions and enhance their career opportunities.

As you might have guessed, if it’s to do with Android it’s to do with The latest news, product reviews, new apps, games, tutorials, videos podcasts, the latest hacks and the latest on custom ROMs. In fact everything any self-respecting Androidphile could need can be found on the site.

Smashing Magazine

Targeted at developers and web designers, Smashing Magazine is a wholly independent, 11 years old operation specialising in things that actually work – or don’t. If you have aspirations of breaking into web design or becoming a developer this could be a good place to start. A small tight-knit operation that put their faith more into team players than the latest bug squashing superhero.

Switched on Insurance

Yes you’re right, an insurance site where you can protect all your digital gadgets under one roof. Because they specialise in phones, laptops, tablets cameras and the like, they are able to offer extremely competitive quotes, but the site is much more than just insurance. Their blog is chock full of hints, tips, how-to, and the latest gizmos and apps that might be just what you’re looking for without getting bogged down in the heavy technical stuff. Visit

A site specialising in all things Apple, from the iPhone to the iMac Pro and MacBook Pro. It’s not just about the latest gadgets and gizmos either. The site just loves the rumours that turn up on a regular basis. A weekly visit to this site will keep you firmly in the loop when it comes to the latest technology to escape from the Apple stable.

A popular portal for the latest technology news, research, changes and events across a wide range of platforms. Run by experienced journalists, the blog, news articles and interviews attract company executives, start-up entrepreneurs and techies alike. If you like to keep abreast of the latest digital trends from gaming to big data, bots, business and cloud, to development, marketing and media, to mobile, security and transportation, Venture beat can probably supply the answer.

There are hundreds of old and new tech blogs out there which, for a variety of reasons are sadly overlooked by many. Next time give yourself a new perspective on technology reporting, and dig a little deeper.